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Purchasing School Supplies on the Cheap
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
When I was a kid, purchasing school supplies meant getting a new notebook, a couple of pencils and pens, and a back pack. Today, you get a huge list of supplies the school expects you to buy for each child a few weeks before school begins. Have several kids, and it can be rather expensive. Here are a few ways that I’ve come up with to save money on buying school supplies.
Get Organized
Since the schools are now demanding everything from pencils to tissues, stuff comes...
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How to Steer Clear of the Investment Panic Button
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
Do you get paranoid about your finances, try too hard and end up hurting your chances for a comfortable life'
Sara was sick, or at least so we thought. During one morning, she was having trouble breathing and sneezing, and getting very frustrated. The caring dad yelled at whoever came his way, pushed everyone aside and rushed her to a walk-in clinic. When they got there, Sara was quietly asleep, without a hint of trouble. But that’s not the end of it. Everyone else there...
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Two Months Salary' Not on Engagement Rings
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
We have all seen the commercials, sappy and blurry, that declare two months of salary is the appropriate amount to spend on engagement rings. Are they nuts'! A much better investment of that money is called a down payment if you ask me. Fortunately, there are ways to get a beautiful engagement ring for much less and frankly. So if your fiancee is demanding you spend that much on a ring, you may want to think things through a bit more.
Save Money with an Heirlooms Engagement...
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Focus on Something New to Stop Spending Money
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
My wife spent $0 during the month of March. Surprising, it was expected.
Welcome to the first month of parenthood. No temptations, no advertisements and no access to salespeople. It was easy for her not to spend, really. She didn’t buy anything because she wasn’t thinking about money. She wasn’t worried about her kitchen because she didn’t past by William Sonoma, and she didn’t eat out because, well, she never left the house.
Her focus was on Sara,...
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7 Tips on Improving Personal Finance Post Recession
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
The global recession has left a lasting effect on everyone’s life. During this recession while some people lost their jobs, some experienced salary cuts. Overall production, income, corporate profit, investment expenditure of the economy reached an excessive low. So, it is very natural that the economy will take some time to recover even in the post-recession period. In order to ensure that you face no more hardships post-recession, it is best to improve your personal...
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Buying Local: How Does it Affect Your Finances'
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
When you start talking about personal finance, you can get into some arguments about where to buy things. Wal-mart, after all is hard for many stores to compete with on prices. At the same time, though, buying from Wal-mart doesn’t always help the local economy. The same holds true at big box stores and online.
The Lowest Price
One of the benefits of buying from a big box store is you’ll usually get a lower price, whether you’re picking up a television or...
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5 Tips for Remodeling Your Home the Smart Way
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
If you have been in your home for a while, you might be thinking that perhaps it’s time to add a couple of upgrades. This might be especially true if you think you might like to sell in a couple of years (after the housing market has recovered a little bit). Or, perhaps you are planning on buying a fixer-upper for a great deal. No matter your reason for a remodel, you should realize that the chances of actually getting back what you paid, dollar for dollar, is slim....
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Live Like the Jones, Without Keeping Up
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
Just because you don't make as much as someone else doesn't mean there aren't ways to enjoy the same things they do. Things like education, home furnishings, and working out can still be enjoyed by you regardless of your income. It just takes a little creativity. Keep in mind that it is not about the thing so much as it is about the result. For example, I can listen to music on a $299.00 64G iPod Touch or I can listen to it on a $30.00 mp3 player. Regardless of the kind of...
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The Basics of an Amortization Schedule ? Money Mailbox
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
Do you ever wonder how your monthly mortgage payment is calculated'
…I am buying a house and received a huge package of disclosures from my lender. There’s an amortization schedule table in there with a ton of numbers. My lender said it’s just standard procedure to send them and for me not to worry. Do I need to care about this' And why is less of my money going towards principal at the beginning' Is it their tactic to make more money'
- Writes...
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Best of Personal Finance with MoneyNing ? March 2010
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
March was the best month of 2010, and I know so early in the year because Sara was born on the 7th of the month As she’s growing day by day and learning everything from eating to smiling, Emma and I can’t help but feel the need to be a better person so we can set a good example for our little one. It’s one thing to tell her the right thing to do, but it’s much more effective by showing her.
This goes with personal finance too. Once in a while, I would...
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8 Things to Avoid Buying in Bulk
From Personal Finance Blog, 2 year ago, Read 0 times. Similar articles
One of the rules of frugal grocery shopping is to buy in bulk. Indeed, we’re told to buy larger amounts of the things we like when they are on sale so that we save money in the long run. However, in some cases it’s actually better to forgo buying in bulk. Here are 8 things where this is particular true:
Nuts: You might be able to get a great deal on nuts, but they actually expire in between one and two months. Nuts have a high fat content and can go rancid sooner...
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