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My Dollar Plan
My Dollar Plan is a personal finance site focused on retirement planning, college savings, investing, tax strategies, financial goals and budgeting.
481 articles
Ohio 529 $50 Sign Up Bonus
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
One of our favorite Free Money Friday offers is back! CollegeAdvantage‘s $50 bonus is a great way to jumpstart your college savings.
How to Get Your $50 Bonus
Open a CollegeAdvantage 529 account with at least $100 by November 18, 2011.
If the promo code “PLAN” isn’t already populated in your application, make sure you use it.
Your $50 bonus contribution will be applied on or about March 15, 2012!
Why Ohio’s 529 Plan is Great
The Ohio plan is one of the best....
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Can Once a Month Cooking Save You Money'
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
I’ll admit, my personality is a tad bit compulsive. It wasn’t enough just to buy in bulk to save money on groceries. And even converting to once a month grocery shopping and considering buying a cow didn’t end the frugal grocery shopping roller coaster I’m currently riding.
Once a Month Cooking
But now, it’s gone to a whole new level. I shopped last weekend for hours and I am all prepared for a once a month cooking marathon this weekend, thanks to once a month mom....
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More Time from the IRS for Innocent Spouses
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
There are two ways you can file tax returns if you are married: married filing jointly, or married filing separately. Many married couples file joint tax returns each year and experience either a marriage bonus or a marriage penalty for doing so. The penalty occurs if putting two people's income together increases their earnings and pushes them into a higher tax bracket than if they would have filed separately. The bonus occurs when two people make unequal incomes and part of the higher income...
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American Express 6% Cash Back Q & A
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
As we convert to our new favorite card, the Blue Cash Preferred Card from American Express to take advantage of the 6% cash back, I discussed many of the ins and outs of this card with readers as we all learn how to maximize our cash back.
We started with an overview of how to get the American Express 6% Cash Back Credit Card & $100 Sign Up Bonus and use it for grocery store purchases, gift cards, and prepaid debit cards.
Since American Express reports cash back one statement behind, we...
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How Much Should I Put in My Flexible Spending Account'
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
We recently answered questions about Flexible Spending Accounts. Used correctly, Flexible Spending Accounts (and their closely-related cousins, Health Savings Accounts) are a great way to save on health care costs by paying for them with pre-tax money. If you want to contribute to an FSA, you do so by electing to have a certain amount diverted from your paycheck into a separate account. You do this during open enrollment, the time each year that your employer allows you to choose benefits.
...
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Citi Checking $400 Sign Up Bonus
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
If you’re looking for a new checking account (and a lot of you may be after Bank of America announced the new debit card fee), this $400 sign-up bonus from Citi may be just what you need this Free Money Friday!
How to Get Your $400 Sign Up Bonus
Open a new Citibank checking account by 10/31/2011.
Enroll your account in Citi ThankYou Rewards.
Within 45 days, initiate one direct deposit and complete one electronic bill payment for 2 consecutive months.
With a Citigold Account, you’ll...
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Have You Ever Bought a Cow'
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
While we were working on cutting our grocery bill in half, I ran across an interesting concept: buying a cow. You can buy a cow directly from a local farmer and get a huge quantity of high quality meat, skipping the grocery store altogether.
I brought up the discussion at a recent ladies night out (I can’t remember how on earth the conversation headed in this direction!) and was surprised to find that many of my neighbors buy cows every year.
One of my neighbors even offered that we...
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7 Favorite Frugal Fall Activities
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
I live in Houston and while it is still in the upper 80s, we can feel that a change of season in the air. Humidity is down, the sun sets at an earlier time each night, it is ten degrees cooler, and the kids have gone back to school. What an exciting time!
Finding ways to enjoy this season by yourself, with a significant other, or with the family is easy to do, and oftentimes very cheap. Unfortunately it seems like everyone is so busy in the fall that it passes by so quickly we forget to...
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New Walmart Price Match: What They Will and Won't Match
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
Is couponing apart of your dollar plan? It's an integral part of ours. Walmart has a new price match policy that is bound to turn some heads, especially here in Houston where Kroger has recently stopped doubling and tripling coupons and many stores are no longer accepting coupons printed from home.
In a nutshell, you can now price match from competitor's ads at Wal-Mart cash registers without bringing in the ads themselves. You just tell the register clerk what the price is that you saw at a...
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Can You Cut Your Grocery Bill in Half Shopping Only Once a Month'
From My Dollar Plan, 3 month ago, Read 0 times. Similar articles
I just finished reading Cut Your Grocery Bill in Half with America’s Cheapest Family. It was an impromptu read that I found while browsing the electronic book list for our library.
I didn’t expect much from the book, but I actually enjoyed it. I hate grocery shopping, and I’m always looking for ways to spend less on groceries. Not just less money, but less time too! After reading the book, while I was skeptical about the savings, I decided to implement the plan to give it a...
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