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Easy Budgeting's Personal Financ
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Thoughts, tips, guidance to help better manage your personal finances.
36 articles
Amazing couple of days
From Easy Budgeting's Personal Financ, 9 month ago, Read 0 times. Similar articles
RBA keeps offical cash rate at 4.75% at the monthly meeting on Tuesday, even though inflation seemed to be at the higher end of the acceptable 2% - 3% band.USA narrowly avoids default by a couple of hours and the world sharemarkets plunge. Investors are concerned that the world's largest economy is faltering and heading towards another recession.Wall Street fell over 2%, Asian markets over 2% and
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10 Best Money Rules You Should Apply Today (Guest Post)
From Easy Budgeting's Personal Financ, 9 month ago, Read 0 times. Similar articles
Like 10 commandants of Christ you should regard these 10 best money rules listed below. Here you will get both traditional plans as well as personal tips that would serve both as investment tools and money management therapy. The first part covers most of the secured money savings options with maximum tax benefit. The later part presents views of personalized money management program and debt
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Sales, sales and more sales
From Easy Budgeting's Personal Financ, 9 month ago, Read 0 times. Similar articles
Do you feel like there's always a sale on' It's on TV all the time and every time you go to the shopping centre, there's sign in every store promoting 20%, 30%, 50% off!I remember the days when there were two major sales; 1) Boxing Day sales and 2) half year stocktake sales. The state of the economy in Australia, especially the retail sector is under pressure from a lack of consumer confidence
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The Opportunity Costs of NOT Getting Payday Loans
From Easy Budgeting's Personal Financ, 9 month ago, Read 0 times. Similar articles
We talk about the concept of not doing something with the term ?opportunity cost.? In other words, if you choose one course of action over the other, you should factor in what you missed in not taking the alternative course as the total cost of the path you chose. Bill paying is an exercise in opportunity costs in several ways. Go play a game of golf instead of sitting with bills and paying them,
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Tax time again...
From Easy Budgeting's Personal Financ, 10 month ago, Read 0 times. Similar articles
It's that time of the year we all probably wish we managed better. Pretty sure most people say they'll do it better next year, be more prepared, keep all receipts and supporting documentation nicely filed and ready to take to the accountant or to help with preparing your own tax return.Whilst I'd love to provide you with a list of tips and tricks to be more prepared for this time of year, truth
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Credit Cards on the Rise Again
From Easy Budgeting's Personal Financ, 10 month ago, Read 0 times. Similar articles
During the most recent economic recession, consumers defaulted on their credit cards in record numbers, resulting in card issuers taking a less aggressive approach to finding new customers. Now that the economy is on the rebound, banks that issue Visa, MasterCard, American Express and the like are back with new ways to try to win a loyal customer base. They have resumed mass mailings and other
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Christmas Club
From Easy Budgeting's Personal Financ, 1 year ago, Read 0 times. Similar articles
Middle of January, been back at work a couple of weeks, Christmas tree and cards are gone, it seems like a distant memory...now's a great time to start saving for Christmas 2011 - set up a Christmas Club savings account. The Christmas Club savings account can take many forms but the most common are the one offered by credit unions or banks. Whilst the bank or credit union accounts may not offer
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$3,000 pay rise
From Easy Budgeting's Personal Financ, 1 year ago, Read 0 times. Similar articles
You want to give yourself a $2,000 after tax pay rise, than prepare you lunch at home and take it to work. That's how much you could save by just cooking a little extra each night and taking it too work the next day or buying a loath of bread, some ham and cheese. Really, if you put your mind to it, than it's not really that hard to save some serious cash.While you're at it, if you buy a coffee
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Local retailers want even playing field
From Easy Budgeting's Personal Financ, 1 year ago, Read 0 times. Similar articles
Local Australian retailer, led by the retail kings Gerry Harvey and Solomon Lew, are pushing the Australia to have start charging GST on internet purchases as they believe it is an unfair playing field. Some commnetars are suggesting they are implying that shopping online from overseas sites is ?unAustralian'!Their argument centers around the fact that is it significantly cheaper to purchase
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How to calculate your NET WORTH
From Easy Budgeting's Personal Financ, 1 year ago, Read 0 times. Similar articles
Happy New Year!! The time when we celebrate the passing of another year and make a resolution that we're going to take control of our finances. What does that mean exactly' The answer to that question differs from person to person. Some people may have significant debts and need to drastically reduce their credit card debts, some people may have multiple investments that they need to reassess
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